Terms and Conditions

Last Updated: 01/04/2025

Welcome to George Koutalidis Platform ("Platform"), operated by George Koutalidis ("we", "us," or "our"). By accessing and using our Platform, you agree to comply with these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, please do not use our Platform.

1. No Financial Advice

The content provided on this Platform, including but not limited to Stock Highlights, Investment Insights, Fundamental Analysis, and Global Perspective, is for informational and educational purposes only. Nothing on this Platform constitutes financial, investment, or trading advice. We do not provide personalized investment recommendations or professional financial services.

Users should conduct their own research and consult with a licensed financial advisor before making any investment decisions. We are not responsible for any financial losses incurred based on the information provided.

2. Subscription Services

The Platform offers a subscription-based portal where users can access exclusive information and in-depth fundamental analysis of financial instruments.

2.1 Payment & Billing

  • By subscribing, you agree to pay the applicable fees as outlined at the time of purchase.
  • Subscription fees are non-refundable unless otherwise specified.
  • We reserve the right to change pricing and subscription plans at our discretion with prior notice.

2.2 Subscription Termination

  • You may cancel your subscription at any time through your account settings.
  • If you cancel before the end of a billing cycle, you will continue to have access until the cycle ends.
  • We reserve the right to terminate subscriptions due to violations of these Terms or misuse of the Platform.

3. Use of Cookies

We use only technically necessary cookies for authentication purposes and do not track anything about the user. The specific cookies we use are `authjs.callback-url`, `authjs.csrf-token`, and `authjs.session-token`, which are essential for the Platform's secure authentication system.

These cookies are strictly necessary for the functioning of our Platform and do not collect any personal information or tracking data. You may adjust your browser settings to disable cookies, but this will affect your ability to log in and access subscription content.

4. Intellectual Property

All content, including text, graphics, logos, and data provided on this Platform, is the property of George Koutalidis and is protected under applicable intellectual property laws. Users may not reproduce, distribute, or exploit any content without prior written permission.

5. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, or special damages resulting from the use or inability to use the Platform. This includes, but is not limited to, investment losses, data inaccuracies, or disruptions in service.

6. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page, and continued use of the Platform after modifications constitutes acceptance of the revised Terms.

7. Governing Law

These Terms are governed by and construed in accordance with the laws of Greece. Any disputes arising from the use of this Platform will be subject to the exclusive jurisdiction of the courts in Greece.

8. Contact Information

If you have any questions about these Terms, please contact us at george@georgekoutalidis.com